Bridge, DSCR, and ground-up construction financing for real estate investors. We find the right product, structure the terms, and get you to closing.
Loan products
Select a loan type to view full parameters and eligibility criteria.
Bridge / Fix & Flip
Short-term financing for residential and mixed-use investment properties. Acquisition and renovation covered under a single loan — no need to piece together separate facilities.
We fund up to 100% of renovation costs, with leverage scaled to rehab scope. Light cosmetic updates through full gut rehabs all eligible. First-time investors welcome.
Interest-only loans, repaid at sale or refinance. No income verification required on most deals. No appraisal on many.
Close in as few as 10 days.
No appraisal required on most deals.
Loan parameters
LTV limits vary by rehab scope and borrower experience. Submit your deal for deal-specific pricing.
Long-Term Rental
30-year financing for non-owner-occupied 1–4 unit properties. Qualification is based on the property's rental income — your personal income and tax returns are never required.
Available for purchase, rate & term refinance, and cash-out refinance. No seasoning on rate & term refis. Cash-out available just 90 days after acquisition.
Eligible for first-time investors with a prior mortgage. Foreign nationals welcome on select structures.
Qualify on the property's income,
not yours.
Loan parameters
Min DSCR: 1.00 (720+ FICO) · 1.10 (700+) · 1.20 (680+) · 1.30 (foreign nationals).
Multi-Family Rental
Long-term financing for 5 to 9 unit residential buildings. Structured for investors ready to scale beyond small multi-family into larger income-producing assets.
Available for purchase, rate & term refinance, and cash-out refinance. Fixed-rate and hybrid adjustable-rate options available, including interest-only periods.
Borrower experience in real estate is required for this product.
Scale into larger assets
with institutional-grade financing.
Loan parameters
Submit your deal for a rate quote based on your property and borrower profile.
New Construction
New construction financing for 1–4 unit residential properties, condos, townhomes, and small apartment buildings. Land and vertical construction funded under one facility.
We advance up to 75% of as-is land value at closing and fund up to 100% of construction hard costs, capped at 90% loan-to-cost. Funds disbursed in draws as work progresses.
At least one comparable completed project required. US citizens only.
Build your track record.
We'll fund the project.
Loan parameters
Detailed scope of work required at application. Funds released in draws upon inspection of completed stages.
Pricing
One fee. Disclosed upfront. Nothing out of pocket before closing.
We charge a flat 1% origination fee on the loan amount, paid at closing. No application fees, no retainers.
Each loan also carries lender fees — service fees or lender origination points — on top of our fee. We provide a full itemized cost breakdown before you commit.
Fee estimate
How it works
Four steps. No unnecessary back-and-forth.
Share property details, exit strategy, and borrower info. Takes under five minutes.
We match your deal to the best-fit loan and structure terms around your goals.
You get a clear cost breakdown — rates, fees, structure — before committing to anything.
Bridge loans close in as few as 10–15 days. Our fee comes out at closing.
Lending footprint
Available in 45+ states and Washington D.C. State-specific licensing requirements may apply.
Get started
Fill out the form and we'll respond within one business day with options and a full cost breakdown.